Florida Community Association Manager Practice Exam

In Florida, how many days written notice must an HOA provide before foreclosing?

1. 30 days

2. 45 days

3. 60 days

4. 90 days

The correct answer is: 45 days

In Florida, homeowners' associations (HOAs) are required to provide a 45-day written notice before initiating foreclosure proceedings. This requirement is in place to ensure that homeowners are adequately informed about the impending action and have an opportunity to address the delinquency or issue at hand. The 45 days allows the owner time to potentially resolve any outstanding payments or situations that may lead to foreclosure, thus fostering communication and the possibility of avoiding foreclosure altogether. This notice period is part of the legislative measures designed to protect homeowners while allowing associations to enforce their rights and collect dues essential for community management.